Old Navy Credit Card Benefits, Rewards, Bonus, and How to Apply?

Are you a frequent shopper at Old Navy? If so, you may have heard about the Old Navy Credit Card. This card offers various benefits and rewards for loyal customers, making it an attractive option for those who love to shop at this popular clothing retailer. 

In this blog post, we’ll explore everything you need to know about the Old Navy Credit Card, including its benefits, eligibility criteria, application process, and more.

What is an Old Navy Credit Card?

The Old Navy Credit Card is a store credit card issued by Synchrony Bank. As a cardholder, you can earn points for every dollar spent at Old Navy, which can be redeemed for discounts on future purchases. 

The card has no annual fee and offers a variable APR based on creditworthiness. Additionally, cardholders enjoy special discounts and offers exclusive to Old Navy Credit Card members.

Benefits of an Old Navy Credit Card

One of the primary benefits of the Old Navy Credit Card is the rewards program. Cardholders earn points for every dollar spent at Old Navy, both in-store and online. These points can be redeemed for discounts on future purchases, allowing you to save money on your favorite clothing items.

Another advantage of the Old Navy Credit Card is the special discounts and offers available exclusively to cardholders. These may include early access to sales, bonus point opportunities, and birthday rewards. By using your Old Navy Credit Card, you can maximize your savings and get the most value out of your purchases.

Additionally, the Old Navy Credit Card offers convenience and flexibility in payment options. You can easily manage your account online through the Old Navy website, where you can view your transaction history, make payments, and track your rewards points. 

With the ability to make payments online, by phone, or by mail, managing your Old Navy Credit Card account is simple and hassle-free.

Old Navy Credit Card Summary

Here is an overview of the Old Navy Credit Cards that you should know about:

Key DetailsDescription
Card TypeStore Credit Card
IssuerSynchrony Bank
RewardsEarn points for every dollar spent at Old Navy
Annual FeeNone
APRVariable, based on creditworthiness
Bonus OfferSpecial discounts and offers for cardholders
Official Websitewww.oldnavy.com

Old Navy Credit Card Eligibility Criteria

To be eligible for the Old Navy Credit Card, you must:

  • Be a citizen or legal resident of the United States
  • Have a valid Social Security number
  • Be at least 18 years old
  • Have a good credit score

Once you meet the eligibility criteria, you can apply for your Old Navy Credit Card and claim the benefits on your every transaction.

How to Apply for the Old Navy Credit Card?

Follow these steps to apply for an Old Navy Credit Card as an eligible individual:

  1. Visit the Old Navy website or go to a store location.
  2. Fill out the online application form with your personal information, including your name, address, and Social Security number.
  3. Agree to the terms and conditions of the card.
  4. Submit your application and wait for approval.
  5. Once approved, you will receive your Old Navy Credit Card in the mail.

This is how you can submit your application for an Old Navy Credit Card. Once your application is approved, the card will be delivered to your doorstep. After that, you can activate it using the official website or mobile app. Once done, you can start using it.

How to Check the Status of Your Old Navy Credit Card Application?

If you applied online, you can check the status of your application by logging into your Old Navy account and navigating to the credit card section.

If you applied in-store, you can inquire about the status of your application by contacting Old Navy customer service.

Old Navy Credit Card Payment Due Date and Method

Once you receive your Old Navy Credit Card, you can start using it immediately.

The payment due date for your credit card bill will be provided in your monthly statement.

You can make payments online through the Old Navy website, by phone, or by mail.

Old Navy Credit Card Benefits Calculation

The rewards and benefits you receive with the Old Navy Credit Card are based on the amount you spend at Old Navy. You will earn points for every dollar spent, which can be redeemed for discounts on future purchases.

Final Words

The Old Navy Credit Card is a great option for loyal customers who want to earn rewards and benefits while shopping at Old Navy. With no annual fee and special discounts for cardholders, it’s a convenient way to save money on your purchases. If you meet the eligibility criteria, consider applying for the Old Navy Credit Card today to start enjoying its perks!

Disclaimer: Please note that the information provided in this article is for informational purposes only. Be sure to visit the official Old Navy website or contact customer service for the most up-to-date and accurate information about the Old Navy Credit Card.

FAQs about Old Navy Credit Card

Q: How can I apply for an Old Navy Credit Card?

A: You can apply for an Old Navy Credit Card online through the Old Navy website or in-store at any Old Navy location. Simply fill out the application form with your personal information, and if approved, you’ll receive your card in the mail.

Q: What are the benefits of having an Old Navy Credit Card?

A: There are several benefits to having an Old Navy Credit Card, including exclusive discounts and promotions, rewards points for every dollar spent, special birthday offers, and early access to sales events.

Q: Is there an annual fee for the Old Navy Credit Card?

A: No, the Old Navy Credit Card does not have an annual fee, making it a convenient and cost-effective option for frequent Old Navy shoppers.

Q: Can I use my Old Navy Credit Card at other stores?

A: No, the Old Navy Credit Card can only be used for purchases at Old Navy, Gap, Banana Republic, and Athleta stores, as well as their respective websites.

Q: What is the interest rate on the Old Navy Credit Card?

A: The interest rate on the Old Navy Credit Card varies depending on your creditworthiness and the current prime rate. It’s important to pay off your balance in full each month to avoid accruing interest charges.

Q: How do I earn rewards points with the Old Navy Credit Card?

A: You earn rewards points with the Old Navy Credit Card for every dollar spent at Old Navy, Gap, Banana Republic, and Athleta stores. Once you reach a certain number of points, you can redeem them for discounts on future purchases.

Q: Can I manage my Old Navy Credit Card account online?

A: Yes, you can manage your Old Navy Credit Card account online through the Old Navy website. This includes viewing your balance, making payments, and tracking your rewards points.

Q: Is there a customer service number I can call for assistance with my Old Navy Credit Card?

A: Yes, you can contact Old Navy customer service at 1-800-653-6289 for assistance with your Old Navy Credit Card or any other inquiries.

Q: Can I earn rewards points on purchases made with my Old Navy Credit Card outside of Old Navy, Gap, Banana Republic, and Athleta stores?

A: No, rewards points are only earned on purchases made at Old Navy, Gap, Banana Republic, and Athleta stores, as well as their respective websites.

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